No Deposit Home Loans

Wanting to move into your first home?
Good news- It's never been easier.

If you have less than $5,000 credit card debt, then you may be able to buy sooner than you think.

With the First Home Owner Grant and our great rebates (which can count as a deposit), you may be able to get your foot in the door sooner than you think.

Do you have the following?

You’ve been in your job for at least 6 months
You have a rental agreement in your name (or as a couple)
You income is $70,000 for a single or $100,000 combined for a couple
No credit defaults

If the above sounds like you, then generally the banks are willing to help you get into your own home. The rental agreement serves as proof of your ability to save for living costs.

If you live at home, then it’s still possible, you just need more proof of regular savings.

To Qualify For A No-Deposit Home Loan

$2,000 in Savings

The first thing you need is $2,000 in savings that you can use as your deposit!

full-time, part-time or casual employment

In order to qualify you for our finance solution, you will need to be currently employed.

Annual income

Min $75K for singles or $100K annual income for couples

A 6-month rental history

A 6-month rental history will help us establish to the bank that you have the ability to repay your mortgage

A Clear Credit History

Your credit history will affect your borrowing capacity and the types of loans you will be able to apply for.

To be an Australian Citizen or Permanent Resident

*If you do not satisfy all the requirements, we can create a customised solution for you!

How we help first home buyers:

Our team of finance experts will help you get the right home loan for you, regardless of your deposit
We will help you chose the right home design and location to suit your budget
As we are builders ourself, you're getting our direct price (instead of going through a middle man)
We will be there to answer your questions through every step of the process.